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Home > Blog > Budget Insurance Agency Blog: risk
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Budget Insurance Agency Blog: risk

View the latest blog posts from Budget Insurance Agency.

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Friday, April 19, 2024

Top Business Claims of 2023 in Texas and How to Avoid Them in 2024

  As businesses in Texas continue to navigate the ever-evolving landscape of risks and challenges, understanding the common types of insurance claims can provide valuable insights for proactive risk management. In 2023, several industries across the state faced significant insurance claims, ranging from property damage to liability disputes. READ MORE >>

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Monday, April 1, 2024

Understanding Defensive Driving: A Key Factor in Auto Insurance Alabama

Driving is a privilege that comes with a responsibility to ensure the safety of yourself, your passengers, and others on the road. Defensive driving is a crucial skill that every driver should possess to mitigate the risks of accidents and navigate challenging driving situations effectively. READ MORE >>

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Tuesday, March 26, 2024

Understanding Deductibles: Making Sense of Your Insurance Policy

When it comes to insurance policies, deductibles play a crucial role in determining your financial responsibility in the event of a claim. Yet, for many policyholders, deductibles can be a source of confusion and uncertainty. READ MORE >>

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Friday, March 22, 2024

A Closer Look at the Operating Risks Encountered by Long-Haul Truckers

Long-haul trucking is a vital component of modern commerce, responsible for transporting goods across vast distances and connecting businesses with consumers. However, the job of a long-haul trucker is not without its challenges and risks. READ MORE >>

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Tuesday, March 19, 2024

Insurance Tips for Spring Cleaning

As the weather warms and flowers bloom, many of us embark on the annual tradition of spring cleaning. Beyond just tidying up our living spaces, spring cleaning presents an opportunity to reassess our home's safety and security, including our insurance coverage. READ MORE >>

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Monday, March 18, 2024

Does Your Business Insurance Cover Severe Weather?

In the unpredictable realm of business, one of the most challenging scenarios to navigate is the impact of severe weather. Whether it's a hurricane, tornado, flood, or blizzard, natural disasters can wreak havoc on your business operations, leading to substantial financial losses if not adequately prepared. READ MORE >>

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Tuesday, August 27, 2019

Factors Affecting Your Trucking Insurance Costs

As a dump truck driver, you may haul anything from junk to the junk yard, to marketable commodities to construction sites and other properties. You have to protect your vehicle, the cargo, your business and yourself. That’s why you need trucking insurance. READ MORE >>

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Tuesday, March 12, 2019

Buying a Home? Look Out for Existing Damage

When you buy a home, you might not buy a brand new home, or build one from scratch. Often, people buy homes built and lived in by others. They then bring the property up to their specifications. If you fall into the latter category, you’ll likely have fun updating and refurbishing your new space. READ MORE >>

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Tuesday, August 21, 2018

General Liability Insurance for Retail Stores

Running a business means creating a friendly, welcoming environment focused on the customer. No one should feel unsafe by entering your business. Still, should something happen to them, they might blame the business for their losses. Your commercial general liability insurance could help cover customer losses. READ MORE >>

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