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Budget Insurance Agency Blog: home insurance

View the latest blog posts from Budget Insurance Agency.

Homeowners who take care of their property stand to enjoy lower home insurance rates. You can perform home maintenance projects in a DIY (do it yourself) fashion or hire a professional. However, it is important to note that if the repairs are faulty, your coverage might not apply. READ MORE >>

Storing your belongings in an on-site or off-site storage facility may be essential. Perhaps you are in the middle of a move and need the extra room. You may be in need of storage for extra belongings or out-of-season gear. The Self Storage Association says about 10 percent of Americans use self-storage facilities. READ MORE >>

Most home insurance plans provide protection for your personal property, not just the value of your building. That means that you can get help if you’ve lost a valuable item or if something you own is damaged in a covered fire. READ MORE >>

If you are like most homeowners, you purchased your home insurance and then you didn’t think about it for a few years. Although you have coverage, it’s important to have an annual review with your insurance agent annually. READ MORE >>

Fire is one of the biggest risks to homes today. Fires can occur for various reasons. Your home's major systems, such as your heating and cooling systems, your appliances and even a simple candle that is left burning can set your home on fire. Unfortunately, many times these fires can become very large and spread very quickly. READ MORE >>

When you purchase a home, the last thing on your mind is home insurance. You are ready to decorate and move in, with little regard for your home insurance coverage. However, homeowners insurance protects your home. It also helps you increase the chances of you and your family returning to your home following an emergency. READ MORE >>

There's nothing better than being able to escape for a weekend getaway after a long, hard week at work. With home values falling and interest rates more affordable, many people are purchasing second homes. Whether you have one along the coastline or tucked into a mountainside, vacation homes need protection just like your primary home does. READ MORE >>

Though mold may only take up a small space, it can cause big problems inside of your home if allowed to continue growing. Large clusters of mold can degrade drywall and other materials, leading to structural damage within your home. And there are health implications as well. READ MORE >>

If you are a homeowner who has a deck attached to your house, you’ve probably enjoyed many BBQs and relaxing afternoons on your deck. Now that you probably aren't using your deck as much, it’s a good time to make sure it is safe. First, take time to thoroughly clean your deck. READ MORE >>

This time of year, there's something peaceful about lighting a candle and enjoying the flickering light on a cold evening. As an added benefit, many candles come in tantalizing scents like pumpkin pie or cinnamon apple to give your house a wonderful smell. Candles may look harmless, but they can cause devastating damage and loss. READ MORE >>

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