Wednesday, March 1, 2023In the city of Columbia, SC, the laws are the same as the laws in the entire state of South Carolina when involved in a car accident. Columbia follows an at fault system where the person at fault of the accident pays for all of the damages with his insurance. The three ways to file a claim if you are not at fault is to: READ MORE >>
Tuesday, February 28, 2023How is your rate determined? Your rate is determined by two parts underwriting and rating. The reason insurer underwrite is to see the risk of the applicant. Each company has their own rating system in which there are guidelines that each company has to follow. READ MORE >>
Tuesday, February 21, 2023 There is nothing more exciting and fulfilling than paying that final installment on your car loan. Sigh. I can't wait until that day, but congratulations to those who have met that milestone in their lives. So now what? Will you insurance decrease now that you have paid off your car loan? READ MORE >>
Monday, February 6, 2023 Dealing with car sickness can be a challenge, as motion sickness can be quite uncomfortable. but there are some helpful tips you can use to manage it. Plan ahead and take breaks - Give yourself plenty of time to reach your destination and plan for several rest stops along the way. READ MORE >>
Friday, February 3, 2023 Did you know that homeowners insurance policies typically cover damage caused by fire, wind, hail, and lightning? They also often cover certain types of water damage, theft, and liability for injuries on your property. Additionally, most policies provide financial protection in the event of a natural disaster, such as an earthquake or hurricane. READ MORE >>
Thursday, February 2, 2023 To purchase auto insurance, you will need to provide some basic information about yourself and your vehicle. This can include your name, address, driving record, vehicle make and model, and age. Depending on your location, you may also need to provide proof of financial responsibility or proof of insurance, such as a valid driver's license. READ MORE >>
Tuesday, January 31, 2023 It looks like it is time for that perfect road trip. A time to spend with family and friends and reminisce about the old times. Before you take your trip it is important to make sure everything is in tip top shape preferably your car. READ MORE >>
Monday, January 30, 2023 When you shop for a car you can be very excited. Shopping for a car gives you joy and it makes you feel accomplished. Some people may already know what car they would like. Some are willing to pay a little over the price because its new. The important part is to differentiate to see which is better an old car or a used car. READ MORE >>
Friday, January 27, 2023Fridays are typically considered the end of the workweek and the start of the weekend. Many people view Fridays as a time to relax and unwind after a long week of work, and often use the day as an opportunity to socialize with friends and family, or engage in leisure activities. READ MORE >>
Monday, January 23, 2023 Florida is a no fault state- No fault means that if you get injured in a car accident then you would have to have your insurance company compensate you for your injuries. It does not matter who is at fault you just have to file the matter against your insurance company first. READ MORE >>
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