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1.True or False- Homeowners insurance will cover the full cost of any damage to my home or property due to the certain causes.

The answer is true, but if only you paid for the replacement cost.

2. Homeowners insurance does not cover:

A. Medical or legal cost if a person is in my home

B. Damage due to mold or termites

C.the age of your children

D.destroyed or stolen cash

The answer is B, C and D

3.True or False: if my home is damaged in a fire and I have replacement coverage, I will be able to replace all of the items that are lost

False most items can be replaced under a coverage policy. 

Homeowners insurance takes potential risks factors when your policy is being calculated.

A. The proximity of the fire hydrant or fire department

B. The risk of flooding or many other natural disasters

C. Miscellaneous and other hazards, from the swimming pools or trampolines

D. The age of your children

E. The age of the roof plumbing or the electrical system. 

The answer is D. The age of your children is not calculated into your homeowners insurance.

If you need a quote for Florida click here or call 478-788-9188.

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