You may wonder why do some people need a Power of Attorney. If your family member has a terminal illness and you they wanted you to be a beneficiary over your policy then of course you may have to get a power of attorney. Well there was a situation that happened to me the other day. I was in the mist of doing some work when the phone rang and I picked it up. When i picked up the phone I greeted her by saying "Thank you for calling Budget Auto Insurance. How may I help you?" The customer said"Hello I have an issue that needs to be resolved. She said my nephew just passed and he has insurance with you all. I need to cancel his insurance, because I am not interested in driving his vehicle. What are the steps I need to take in order to cancel his insurance?" I said " Hold on a moment and I can get that answer for you?" I walked in the front office and told the agent the situation. She explained to me that the lady would have to get a power of attorney in order for her to cancel the insurance. I walked back to my office and picked up the phone and said,"Maam you have my condolences and you would have to get a power of attorney in order to cancel his insurance." The reason someone needs a power of attorney is, because it is proof that you have the authority to handle someones legal information in order to go forth with any legal information.
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