Local: 478-788-9188 Tollfree: 855-218-6308
Save Some Green In 2018

Auto Insurance
Get an auto insurance quote today. Save now. Lines of Business Save Now Auto Home Business Motorcycle Trucking

Patio FurnitureWhen you purchase a home, the last thing on your mind is home insurance. You are ready to decorate and move in, with little regard for your home insurance coverage. However, homeowners insurance protects your home. It also helps you increase the chances of you and your family returning to your home following an emergency.

Understanding Home Insurance

Home insurance works much like your car insurance, but it’s for your house. A home insurance policy can help you cover the costs of repairing or replacing your home if you experience a qualified loss. Qualified losses may include:

  • Fires
  • Theft
  • Weather-related damage
  • Vandalism

Of course, the type of coverage and the events that are covered under your policy may vary.

The Basics of Homeowners Insurance

Essentially, homeowners insurance is designed to help you financially if you experience a loss. As a result, there are certain matters concerning your home insurance you need to know to cover your investment thoroughly.

Dwelling coverage: A comprehensive home insurance policy provides you with dwelling coverage, which may help you cover the cost of rebuilding and repairing your home following a loss.

Personal property: Items included in your home are considered personal property. For instance, your furniture and your electronics are personal property.

Liability coverage: Although most  policies don’t include much liability insurance, there is some included in the policy. This coverage may help you if a guest is injured at your home while visiting.

Deductible: Your deductible is the amount you pay to the insurance company following a loss. A deductible is an additional payment beyond your monthly premium. Once you pay your deductible, your insurance company will likely cover the rest of the costs, up to policy limits.

What’s Not Covered by Your Homeowners Insurance?

Of course, all home insurance policies are different, but it helps to know what isn’t covered by a traditional  policy. When you know what’s not covered, you can purchase additional insurance to get the coverage you need for your home. The following are a few things may not be included in your coverage:

  • Damage from floods
  • Damage from earthquakes
  • Damage from war
  • Damage from risky behaviors

The best way to learn more about your home insurance policy is by talking with a qualified agent. They can assess your needs to ensure they quote the best policy and get you covered with just a short phone call.

Get the coverage you need. Call Budget Insurance Agency at (478) 788-9188 for more information on home insurance Macon.

Posted 12:09 PM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive

View Mobile Version
Map of States we insure
ProgressiveAssurance America CorporationCNAAlfa InsuranceInfinityDairyland Auto


Site Links
States We Serve
Get In Touch with Budget Insurance Agency
Facebook Twitter LinkedIn Google Maps
Quote & Buy
Customer Service
Pay Bill
South Carolina
Mailing Address
2357 Pio Nono Ave MaconGA 31206
Contact Us
Local Phone: 478-788-9188
Toll Free: 855-218-6308
Fax: 478-784-2385
Copyright © All rights reserved.
Powered by Insurance Website Builder